More than 1 year after the Prime Minister agreed to test Mobile Money, VNPT, Viettel and MobiFone services, they are anxious to pilot this service. But the Mobile Money licensing story is still on the table. Long-term carrier waiting for Mobile Money
Sharing about Mobile Money, a representative of VNPT said that, as one of the big telecommunications enterprises wishing to deploy the service soon, VNPT also wishes to be able to cooperate with e-commerce companies, logistics, finance ... building a Mobile Money ecosystem. With Mobile Money, you can deploy a lot of things from disbursing loans, financing to people to all payments for essential services, public administration, education, transportation ... The Mobile Money project has been submitted to the Ministry of Information and Communications and the State Bank of Vietnam VNPT with the expectation of early approval so that it can be implemented as soon as possible.
According to a representative of VNPT-Media, the Mobile Money project has been submitted to the Ministry of Information and Communications and the State Bank and is expected to be approved soon so that the target of 2020 will be 100,000 selling points nationwide to provide services. this. Mr. Nguyen Nam Thang, Deputy Director of Fintech Center, VNPT-Media Corporation shared, VNPT proposed to ask the management agency to approve the project proposal early because Mobile Money will come to life soon. soon bring benefits to the people that day. VNPT also wants to work with the e-commerce, logistics, finance companies ... to build an ecosystem to explore the market.
According to Mr. Thang, around Mobile Money, we can deploy a lot of things from disbursing loans, sponsoring people to all payments for essential services, public administration, and education. education, transportation ... The impact of Mobile Money is enormous as it helps reduce poverty, gender equality and the engine of economic growth.
At a meeting with Deputy Prime Minister Vuong Dinh Hue in early 2019, Mr. Pham Duc Long, VNPT's General Director, proposed to allow VNPT to deploy Mobile Money service. Mr. Pham Duc Long said that Mobile Money is a global deployment trend, with the current situation of deploying digital financial services, Mobile Money is a new solution to support digital conversion and is one of the Important components of the Industrial Revolution 4.0 and carriers will prove their important role when deploying Mobile Money service.
Commenting on this issue, Mr. Pham Trung Kien, CEO of Viettel Digital, said that if the Government allows the use of Mobile Money to pay for small-value goods and services, the number of users will be paid for electricity. There are many deaths due to the fact that the network coverage is much larger than that of banks, even in remote areas where people do not have a bank account.
“The Prime Minister as well as the instructions of the State Bank for the field of electronic payment have gained a lot more attention and the legal conditions are much more favorable to create momentum for the development of new services. modern services under the Government's policy to promote the 4.0 revolution. The Prime Minister also agreed with the policy of deploying the payment of small value goods with Mobile Money service. This will be a tipping point for non-cash payments in Vietnam, meaning that overnight, anyone, any citizen of this country can be willing to use a phone to spend money. math without using cash ”, said Mr. Pham Trung Kien.
According to Mr. Kien, a number of studies assess that Vietnam has only about 30% of the adult population has a bank account and the remaining 70% when it has created a habit of using electronic payment. then 70% of this will be customers of banks. As such, Mobile Money not only competes but also motivates customers to use bank accounts when they become familiar with electronic payment methods.
“I still have the dream that now there are no more crowded places for patients to go to the hospital or when emergency patients do not have to wait to pay the hospital fee to be treated. That is the benefit that e-payment brings, but it needs a nudge with the strong policy of the Government, ”added Mr. Pham Trung Kien.
Mobile Money market appointment error, the Prime Minister requested permission immediately
Sharing in November 2019, Mr. Tran Duy Hai, Deputy Director of Telecommunications Department, Ministry of Information and Communications, said: "We hope that by the end of October or early November, the Prime Minister will approve the policy of agreeing for businesses. telecommunications enterprises deploy to test Mobile Money After obtaining the Prime Minister's approval, the State Bank will, together with the Ministry of Information and Communications, guide telecommunications enterprises to submit dossiers to the State Bank for approval. We are hoping that by the end of 2019 and early 2020, telecommunication enterprises will be able to launch services to customers. "
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